Practical Law Australia Banking and Finance is here to help whether you're seeking expert guidance on the Personal Property Securities Act, loan documentation or the rules governing set-off. Arm yourself with practice notes, checklists, standard documents and clauses that mirror legal problems faced by banking and finance lawyers.

Request a trial

View sample Banking and Finance resources

Practice Notes

Practice notes
Practice notes outline both the legal issues and practical concerns relevant to your banking transactions.

Practice Notes

Practice notes
Practice notes outline both the legal issues and practical concerns relevant to your banking transactions.

Checklists

Checklists
Double check that you have covered all legal and practical points relevant to a particular transaction.

Standard documents and clauses

Standard documents and clauses
Up-to-date precedents that reflect current law and market practice with practical expert commentary.


Why Practical Law Australia Banking and Finance?

Breakdown complex legal issues

Breakdown complex legal issues

Whether you're seeking expert guidance on the Personal Property Securities Act, loan documentation or the rules governing set-off, rely on our practice notes to provide practical navigation through legal problems.

Reap the cost efficiencies

Reap the cost efficiencies

Spend less time researching and incorporating detailed legal developments with our comprehensive suite of up-to-date standard and ancillary documents and clauses, accompanied by detailed drafting notes.

Get the detail right

Get the detail right

Comply with complex legal and statutory requirements and keep abreast of market practice knowing that your resources have been created and maintained by specialists with extensive prior legal experience.

Empower your team

Empower your team

Provide your legal staff with solutions-based practice notes to guide them through unfamiliar banking and finance issues, and free senior lawyers to focus on high-value legal work and business development.



Our team

Meet the expert legal writers who create and maintain our Banking and Finance resources.

Alex Chernishev

Alex Chernishev has more than 12 years' banking and finance experience at leading international and domestic firms in Australia and the United Kingdom, including Clayton Utz and Freshfields Bruckhaus Deringer. Alex has extensive experience in a wide range of banking and finance transactions including corporate finance, project finance, debt capital markets, securitisation and derivatives.

Naomi King

Naomi King has over eight years of legal and commercial experience, having practised at leading Australian and international law firms in Brisbane and in Tokyo, and as in-house counsel for a large Japanese trading company. Naomi's expertise is in project, acquisition and corporate finance law, but she also has experience in advising on private equity, capital markets and general trade transactions. Naomi is currently completing a Bachelor of Engineering (Renewable Energy).

Skye Balasingham

Skye brings over 12 years' banking and finance experience to Practical Law. She gained her experience at leading private practice firms in Australia and the United Kingdom and has worked in-house for an international bank and a local non-bank financier. She has extensive experience in all aspects of banking and finance transactions, with a particular focus on property finance, leveraged and acquisition finance, corporate finance and securitisation deals.

"Practical Law's Banking and Finance service includes a wide range of resources to provide practitioners with the latest laws, regulation and best market practice. Our specialist in-house legal writers respond quickly and have extensive prior experience as banking and finance lawyers from top domestic and international firms."
Alex Chernishev Alex Chernishev, Head of Banking and Finance

Download Free Resource

*Indicates required field

Not your details?  Clear Form

Thank you for downloading this resource.

You will be redirected shortly.

Featured Resource Toolkit: Set-Off in Financing Transactions Parties to financing transactions often rely on set-off to reduce their credit exposure to their counterparties. However, set-off is a complex and often misunderstood area of the law. One complexity is that set-off rights can arise under common law, equity, statute or contract. Each different type of set-off can only be exercised under specific circumstances and has its own peculiar rules. To add to the veil of confusion, these different types of set-off are commonly referred to by different names. This toolkit provides you with a collection of practical resources on the use of set-off in financing transactions, including: Practice note: Set-off Standard clause: Set-off (finance transactions) Standard clause: Set-off permitted for both parties (used in commercial agreements) Download now Set-Off in Financing Transactions

Parties to financing transactions often rely on set-off to reduce their credit exposure to their counterparties. However, set-off is a complex and often misunderstood area of the law. One complexity is that set-off rights can arise under common law, equity, statute or contract. Each different type of set-off can only be exercised under specific circumstances and has its own peculiar rules. To add to the veil of confusion, these different types of set-off are commonly referred to by different names.

This toolkit provides you with a collection of practical resources on the use of set-off in financing transactions, including:


  • Practice note: Set-off
  • Standard clause: Set-off (finance transactions)
  • Standard clause: Set-off permitted for both parties (used in commercial agreements)